The 55-plus Coalition is gearing up for its semi annual Senior Extravaganza to be held Thursday, Oct 18. The “Focus on Your Vision” theme is sure to be informative.

The doors open at 12:02 p.m. at the Eagles Club in Wahpeton for a light lunch, exhibit hall displays and health screenings. Local Lions Clubs are sponsoring macular degeneration and glaucoma screenings. Other screenings available are blood pressure and blood sugar. The flu shot is also available that day, so bring your health card.

Jace Picken, from Prairie Vision Center in Wahpeton, will discuss “low vision developments.” North Dakota State University Professor Julie Garden-Robinson will educate participants on “eating for your eyes.” Vision Rehab specialist Rebecca Anderson-Falde will talk about “living with low vision.” After the afternoon coffee break, Mike Tomasko will conclude the afternoon with Social Security updates.

This “Focus on Your Vision” afternoon is open to all 55-plus men and women. It is sponsored by the United Way, Eagles Club and the 55-plus Coalition.

Identity Theft Products

Before you buy identity theft protection it is a good idea to know what is available to you for free. Under the federal Fair Credit Reporting Act you are entitled to two kinds of free fraud alerts. They are called initial and extended.

You may ask a consumer reporting company to place an initial fraud alert on your credit report. This alert is good for 90 days and can be renewed. This may be needed after your wallet or personal information is lost or stolen. To place an initial fraud alert, you may call toll free 1-800 525-6285. Equifax in turn must call Experian and TransUnion to place an alert on their versions of your report.

When you place an initial fraud alert on your credit report you are entitled to one free credit report from each other these consumer reporting companies. They will ask only the last four digits of your social security number that will appear on your report.

If you have been a victim of identity theft, you may ask for an extended alert, which stays on your credit report for seven years. To get an extended fraud alert placed on your report, you will need to again contact the above number and provide an identity theft report such as a police report or other report to a law enforcement agency, including a report to the FTC. If you have the protection of an extended alert, potential creditors must contact you in person or by phone.

With the extended alert, you are entitled to two free credit reports from each consumer reporting company each year. Your name must be removed from marketing lists for pre-screened offers for credit for five years.

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