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MoneyTips

Are you having trouble getting a date? Could be your rap, your looks, or your excessive debt.

According to a recent survey by Finder.com, 72% of respondents say they would re-think a relationship with a partner in significant debt. (That's similar to the percentage in last year's Finder.com survey, so don't expect debt to become a desirable trend.)

"With 72% of Americans saying they'd reconsider a romantic relationship if the other person was in debt, singles with unsettled loans might want to sort out their balance sheets before hitting the dating scene," says finder's Consumer Advocate Jennifer McDermott.

According to the survey, "While debt is undoubtedly a turn off, not all debts are viewed as equally unappealing. For example, credit card debt is the number one ...

How Much Debt Repels Daters?

What's Worse, Debt Or An STD?

Dating And Debt

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Few desserts inspire the devotion of chocolate cake. Even people who may not consider themselves chocolate lovers no doubt enjoy a piece of chocolate cake.

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Certain times of year give everyone license to indulge in sweets. The weeks between Thanksgiving and New Year's Day are one such example, but perhaps no day of the year is more sweets-friendly than Valentine's Day.

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For many patients, the question they are asking is whether or not to have surgery. This is a question many patients struggle with. When the discussion turns to surgery, the initial response from a patient is, "I don't want to have surgery." Surgery is never what we want, but sometimes it is not only necessary, but it is the right course of treatment. So that begs the question: When is surgery necessary, and when can it be avoided? Unfortunately, there are several things that need to be considered when making a decision about surgery.

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MoneyTips

First-time homebuyers face many obstacles, but perhaps the most frustrating one is accumulating down payment money.

Traditional loans require a 20% down payment. Using Zillow's $229,800 median home sale price for November 2018, that's over $45,000 – and in many urban markets, a 20% down payment will easily top $100,000.

How long will it take you to save up a 20% down payment given today's median homebuyer income of $72,500? According to Zillow Research, you'll need 7.2 years on average with today's median home prices. That's 1.5 more years than it took in 1988, when the median home value was $79,400 and the median homebuyer income was $28,100.

Since 1988, the median home value has increased by a factor of 2.8 while median homebuyer income increased by a factor just below 2.6. However, overall debt obligations have exploded. America's household...

Down Payment Strategies

Need Down Payment Help? Consider Shared Equity

MIP vs. PMI